6 things to do if you get into a Traffic Accident in Singapore
According to the Singapore Traffic Police Statistics, there were 7,690 accidents resulting in injuries in 2018 in Singapore. That’s an average of about 21 accidents a day !
With that many accidents happening annually, we hope you know what you should do if you get into an accident.
1. Check for injuries
Check yourself first, to find any cuts or bruises. Also, look around for others involved in the accident, and ask them if they are ok.
If someone is injured or requires medical attention, call 995. Sometimes, it’s not easy to tell if someone is injured (e.g spinal injury) as the injury is internal. It’s better to be safe than sorry, so call for an ambulance if you have doubts.
A tip from a lawyer with vast experience in traffic accident cases is to look at the surroundings and take note of the colour of the traffic lights at the time of the accident. This can potentially help you in legal proceedings.
Which direction was traffic in favor of? On which side were vehicles supposed to stop?
Check to see if the pedestrian crossing light was green or red, time left on the counter, and whether there were any green arrows illuminated on the traffic light to indicate cars could make right/left turns.
This would be of tremendous help, especially in situations where pedestrians were involved. Nowadays, this may not be so important since many cars are fitted with dash cams - but in the event that there were no other cars or witnesses around, this can help you.
2. Take pictures of damage to vehicles, THEN move your vehicle
Take pictures of the scene, both from a distance and up close to get more detailed pictures.
This is because in the event that you have to draw a sketch of the accident in your reports, you have pictures to refer to. You may also be asked for a sketch of the accident some time after the accident has happened, at which point you may have forgotten the details.
For the close up shots, you’d want to focus more on the areas where the vehicles made contact or suffered damages. Once you’ve taken enough pictures of the accident scene, move your vehicle if it is obstructing traffic.
3. Exchange Particulars
Get the NRIC and driving License of the other party or parties involved in the accident. We suggest getting their IC as it contains their residential address. Take a few shots of each side just in case pictures turn out blurry. If possible, ask the other driver for their insurance papers as well just in case you need them.
4. Look around for witnesses
Once you identify a few potential witnesses, ask for their particulars like their name and phone number. This will come in handy when you need them to assist during insurance claims or traffic police reports.
5. Video Footage
If you or the other party have a dash cam installed in the car that was able to record the footage of the accident, be sure to transfer it to another device, or make a copy of it as soon as possible.
Video footage of the accident will help immensely when writing your reports, during investigations and when it comes to insurance claims. It can also help to prove who was right and wrong, especially if the other party’s recollection of the accident is different from yours.
If there was no video footage of the accident, you can start a voice recording on your phone to record yourself telling the story and details of the accident. However, you have to do this quickly as we tend to forget more details as time passes.
Say out the events leading up to the accident (your estimated driving speed at the time of accident, which lane you were in, was the traffic light in your favour.) , how the accident occurred (where the other party came from, was he/she driving recklessly), any injuries, etc. Try to be as detailed as possible and mention everything that comes to mind, because you’ll never know when the information might be useful in reports.
Tip : If unsure, use the 4 Ws and 1 H – who, what, when, where and how.
6. Notify your insurance company
For most insurers, you have to notify them of the accident within 24 hours from the time the accident occured for the claim to be valid. No matter what happened, you have to inform them.
Failing to inform your insurance company can invoke the breach of policy clause for non-reporting and repudiate liability, and you have to bear all the damages personally.
That does sound serious.
Once you’ve informed them, an appointed lawyer from the insurance company will get in touch with you. Whatever forms of communication that happens between you and the Lawyer has to be reported to your insurance company as well.
Update your insurer with any news or updates so they are kept in the loop.
At the end of all this, you should have :
Video footage or a voice recording of your account of the accident
Statements and contact details of witnesses and parties involved
Pictures of the accident scene and damages to vehicles/property
As you can see, these are vital pieces of information.
Traffic Accident Infographic by LawyerSearch.
- May 19, 2019 Audi wedding car rentals in Singapore May 19, 2019
- May 18, 2019 5 places to visit in Singapore if you only have a few days here May 18, 2019
- May 13, 2019 8 things to do on layover in Changi Airport May 13, 2019
- May 11, 2019 Jaguar wedding car rentals in Singapore May 11, 2019
- May 6, 2019 Costs associated with car ownership in Singapore May 6, 2019
- May 4, 2019 Turbocharger vs Supercharger - which is better? May 4, 2019
- May 1, 2019 4 places you never have, but should visit in Singapore May 1, 2019
- Apr 30, 2019 Dangerous driving in Singapore - What you should know Apr 30, 2019
- Apr 29, 2019 6 car washing tips Apr 29, 2019
- Apr 27, 2019 Car Rental Guide for the Festive Period Apr 27, 2019
- Apr 24, 2019 5 things to take note of when driving into Malaysia Apr 24, 2019
- Apr 22, 2019 What is a certified pre-owned car? Apr 22, 2019
- Apr 21, 2019 5 tips when driving at high speed Apr 21, 2019
- Apr 20, 2019 Important considerations before tuning your car Apr 20, 2019
- Apr 12, 2019 Wedding Car Rental Guide Apr 12, 2019
- Apr 11, 2019 5 signs that a secondhand car has been in an accident Apr 11, 2019
- Apr 8, 2019 8 brand new cars you can get in Singapore for under $80,000 (April 2019) Apr 8, 2019
- Apr 7, 2019 5 Typical Singaporean Driver Stereotypes Apr 7, 2019
- Apr 6, 2019 6 things to do if you get into a Traffic Accident in Singapore Apr 6, 2019
- Apr 4, 2019 5 amazing driver's cars Apr 4, 2019
- Apr 2, 2019 What makes a good driver? Apr 2, 2019
- Mar 28, 2019 7 Parking Courtesies You Should Practice Mar 28, 2019
- Mar 27, 2019 Guide on how to drive into Malaysia Mar 27, 2019
- Mar 26, 2019 Guide to Luxury Car Rentals in Singapore Mar 26, 2019
- Mar 25, 2019 5 road courtesy rules driving schools may not teach you Mar 25, 2019
- Mar 23, 2019 Which wedding car and decor suits you? Mar 23, 2019
- Mar 20, 2019 5 most popular self drive wedding cars in Singapore Mar 20, 2019
- Mar 19, 2019 5 Most Popular Wedding Cars with Chauffeur in Singapore Mar 19, 2019
- Mar 18, 2019 Wedding cars : With Driver or Self Drive ? Mar 18, 2019
- Mar 12, 2019 Car Fires and How To Prevent Them Mar 12, 2019
- Mar 10, 2019 Why used cars can be a better choice Mar 10, 2019
- Mar 3, 2019 5 Useless Modifications For Your Car Mar 3, 2019
- Mar 2, 2019 Are Hybrid Cars Worth It? Mar 2, 2019
- Mar 1, 2019 Causes of road traffic accidents in Singapore Mar 1, 2019
- Feb 28, 2019 Buy a brand new car or a used car? Feb 28, 2019
- Feb 23, 2019 Harsher Penalties for Motorists in Singapore (for Serious Offences) Feb 23, 2019
- Feb 19, 2019 3 types of car insurance in Singapore Feb 19, 2019
- Feb 16, 2019 Do speed cameras really save lives? Feb 16, 2019
- Feb 15, 2019 5 ways to buy a car in Singapore Feb 15, 2019
- Feb 14, 2019 8 brand new cars you can get in Singapore for under $80,000 (feb 2019) Feb 14, 2019
- Feb 9, 2019 5 things new drivers in Singapore should know Feb 9, 2019
- Feb 7, 2019 List of Abbreviations that Singaporean drivers should know Feb 7, 2019
- Feb 6, 2019 What these 9 symbols on your car's dashboard mean Feb 6, 2019
- Feb 6, 2019 What to look out for when buying a used car Feb 6, 2019
- Feb 5, 2019 How to perform a pre-purchase inspection Feb 5, 2019
- Feb 4, 2019 4 optional extras on a car that you may actually want to pay for Feb 4, 2019
- Feb 3, 2019 5 most important parts of a car Feb 3, 2019
- Feb 2, 2019 6 Tips to help you improve fuel economy Feb 2, 2019
- Jan 30, 2019 6 in-car technologies you need to know Jan 30, 2019
- Jan 26, 2019 Choosing between petrol and diesel powered engines Jan 26, 2019
- Jan 26, 2019 The cars we liked from the Singapore Motor Show Jan 26, 2019
- Jan 23, 2019 4 Benefits of Tire Rotation and how often you should do it Jan 23, 2019
- Jan 19, 2019 3 Wedding Decor Ideas and Themes in Singapore Jan 19, 2019
- Jan 14, 2019 Airport Transfers – What they are and how to get one Jan 14, 2019
- Jan 11, 2019 Audi - Brand Overview - The brand with 4 rings Jan 11, 2019
- Jan 11, 2019 Cost of weddings has increased in Singapore Jan 11, 2019
- Jan 8, 2019 Budget Wedding Car Rentals in Singapore – 8 cars below SGD$400 for 5 hours Jan 8, 2019
- Dec 31, 2018 Porsche - Brand Overview - There is no substitute Dec 31, 2018
- Dec 26, 2018 BMW - Brand Overview - The Ultimate Driving Machine Dec 26, 2018